“Removing Roadblocks on Your Path to Success”


Health Care Reform is Looming…Is Your Business Ready?

Healthcare reform has become a hot-button topic. There are constant updates about the issues many Americans face when striving to deal with healthcare.gov. While there is a myriad of new regulations that affect insurance companies, thus affecting individuals, there are also many mandates that affect businesses both small and large. The cost to your business will depend on both the size of your company and where you are located in the country.

In our recent article, Taming the Beast of Health Care Reform in Your Business, there are several questions that should be asked when preparing to bring your company into compliance with the many regulations.

Understanding your classification under the Affordable Care Act (ACA) will help you to ask the correct questions and prepare accordingly. Whether a small business with many full-time employees, or a company who employs a few part-time employees among the full-timers, there are some measurable parameters that will help you understand where your company fits into the equation.

While the ACA is comprised of over 2200 pages of regulations, the changes to the healthcare regulations do not stop there. California is notorious for having its own set of regulations for many things and health care is no exception. Furthermore, businesses operating within certain areas of the state are subject to even further regulations. California’s AB 1083 affects the entire state and influences the amount of time new employees must wait to become eligible for their company-provided healthcare.

Any business that operates within the City of San Francisco is subject to even more regulations and ordinances. The Health Care Security Ordinance (HCSO) requires a defined contribution toward each hour that employees work. These contributions depend on the size of your business and the number of people you employ. The Family Friendly Workplace Ordinance (FFWO) allows for employees to request “flexible or predictable” schedules if they meet certain requirements. You can learn about these new regulations and ordinances and how they will affect you here.

Regardless of the size of your company, it is important to understand the affects of these many new rules and regulations so that you can bring your company into compliance by the January 1, 2014 deadline.

PCG specializes in clarifying the confusing issues and can create a solid game plan for implementation. You are only a click away from a complimentary consultation. Please let us know how we can support you in preparation for the regulations that will be taking affect in a few short weeks.


Marin Business Forum: Thursday, January 9th at 5pm


Join us for an inspirational evening, and learn how Dean’s experience pushing his physical limits have made him a business success.

Compliance in 2014: Thursday, February 6th, 8am – 12 noon

Join us with Filice Insurance for a seminar to discuss the new laws and current court decisions and ensure compliance with the latest developments.

Until next month, we wish you happy holidays and much success in your business.

Note that Pacific Crest Group offers employee development, human resources, recruiting services, accounting and IT services


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This newsletter is intended to provide generalized information that is appropriate in certain situations. It is not intended or written to be used, and it cannot be used by the recipient, for the purpose of avoiding federal tax penalties that may be imposed on any taxpayer. The contents of this newsletter should not be acted upon without specific professional guidance. Please call us if you have questions.

Copyright 2013, Pacific Crest Group, All rights reserved.

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